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Affordable Care Act (ACA)

The ACA is a United States federal statute signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act, this statute represents the most significant regulatory overhaul of the country's healthcare system since the passage of Medicare and Medicaid in 1965.

The ACA goals are to increase the quality and affordability of health insurance, lower the uninsured rate by expanding public and private insurance coverage, and reduce the costs of health care for individuals and the government. This Act provides a number of mechanisms—including mandates, subsidies, and insurance exchanges—which expand coverage and affordability. The law also requires insurance companies to cover all applicants within new minimum standards and offer the same rates regardless of pre-existing conditions or gender.

Implementation of the ACA presents an exceptional opportunity to extend health insurance and additional services, including FASD prevention, to additional female populations, especially to poor and near-poor female individuals who do not currently have health insurance.

The Health Insurance Marketplace was launched on October 1, 2013 to comply with the ACA. By debuting the Health Insurance Marketplace, a major element of the ACA has been set in motion. The Health Insurance Marketplace allows you to find quality health coverage. The Marketplace can assist you if you do not have coverage now, or if you have it but want to consider other options. In addition, you can learn if you can lower your insurance costs based on your income by comparing coverage options side by side. Coverage for consumers can begin as early as January 1, 2014. For additional information refer to the links below: